Cross-border commuters & information
Guide for cross-border commuters

Information for cross-border commuters from Austria to Switzerland / Liechtenstein
Our website offers all the important information for cross-border commuters from Austria to Switzerland or Liechtenstein. From working conditions to the complex issue of health insurance(3 options for new cross-border commuters), the special features of accident insurance, the new tax situation and much more.
We have been advising and supporting cross-border commuters living in Austria and working in Switzerland or Liechtenstein for over 20 years and are happy to arrange insurance solutions tailored to your personal needs and situation.
If you are looking for specific information for cross-border commuters, please use the following articles. Of course, we are also at your disposal again in person.
Give us a call, write to us or simply book your preferred appointment online with one of our cross-border experts.
We look forward to seeing you!
Welcome video for new cross-border commuter
Explanatory video for new cross-border commuters
We explain how our service works, why we can offer it free of charge and, above all, why it is so valuable for new cross-border commuters.
Tax information and practical tips for cross-border commuters
Cross-border commuters & tax
Grenzgänger & Steuer provides information on the double taxation agreement between Switzerland/Liechtenstein and Austria and gives practical tax tips.
Video on health insurance for cross-border commuters
Cross-border commuters & health insurance
We explain the 3 health insurance options for cross-border commuters and give you lots of valuable tips.
What new cross-border commuters should bear in mind
The employment contract has been signed, but what comes next?
Health insurance for cross-border commuters
Cross-border commuters are normally subject to social security contributions in Switzerland or Liechtenstein and therefore have 3 health insurance options.
Best bank account for cross-border commuters
Bank details for new cross-border commuters?
Is an account in Austria sufficient? Does an account in Switzerland or Liechtenstein make sense?
Information for new cross-border commuters in Switzerland
Tips and information for new cross-border commuters to Switzerland.
Health insurance for the whole family
What is the best way to insure myself and my family? What options are there and which is the best fit?
Home office for cross-border commuters
Comparison of ÖGK and private health insurance for cross-border commuters
An excerpt of the main differences between ÖGK (statutory health insurance) and private health insurance for cross-border commuters.
8 things you absolutely need to know about cross-border commuter insurance
8 things you should definitely know about private health insurance for cross-border commuters.
AHV pension and lump sum after cross-border commuting in Switzerland
How do I get a pension in Switzerland as a foreigner? Will I get the money after I stop working as a cross-border commuter? Information on the AHV pension and the pension fund.
Family allowance for children of cross-border commuters
Family allowance for children of cross-border commuters
As a cross-border commuter, you are entitled to Swiss or Liechtenstein family allowances (family allowance) for your children, even if they live in an EU or EFTA country.
Preparation for the tax consultant
Correct preparatory work allows your tax advisor to do their job faster and more efficiently, which in turn saves you money.
Cross-border commuter permit for Switzerland
If you would like to work in Switzerland as a cross-border commuter, you will need a cross-border commuter permit (G permit). We will inform you about the various residence permits.
Legal protection for cross-border commuters
Special legal protection for cross-border commuters
Extended insurance cover for Austrian cross-border commuters. Insurance cover in Germany, Switzerland and Liechtenstein.
Accident as a cross-border commuter
Accident as a cross-border commuter
In Switzerland and Liechtenstein, all employees are compulsorily insured against accidents. If you are employed for more than 8 hours a week, you are even insured against accidents during leisure time (NBU).
Continued payment of wages for cross-border commuters
Continued payment of wages for cross-border commuters
The continued payment of wages for cross-border commuters is an important issue that should be regulated in the employment contract right from the start.
Unemployment insurance for cross-border commuters
Unemployment insurance for cross-border commuters
Unemployment insurance for cross-border commuters (ALV) protects you if you lose your job. Find out more about the benefits, contributions, etc.
Care allowance for cross-border commuters
Care allowance for cross-border commuters
Find out more about your insurance status as a cross-border commuter in the area of long-term care and the possible pension solutions.
Working conditions for cross-border commuters in Switzerland
You will learn useful information about Swiss working conditions, including salary levels, working hours and vacation entitlement.
Cross-border commuters & e-card
Cross-border commuters & e-card
As a privately insured cross-border commuter, you can apply for the e-card for ELGA and ehealth purposes.
Cross-border commuters & company cars
Cross-border commuters & company cars
If the company is based outside the EU, there is no leeway for private use of the company car. You can find out more about this unfortunately very complex topic in Cross-border commuters & company cars.
Work in Austria AND in Switzerland/Liechtenstein?
Do you want to work in Switzerland or Liechtenstein and Austria? Find out everything you need to know here!
FAQ Cross-border commuters
In our FAQ for cross-border commuters, we answer questions about cross-border commuter insurance, health insurance, accident insurance, taxes and much more.
Cross-border commuters & cell phone
Cross-border commuters & cell phone
Cross-border commuters are constantly moving between two countries and therefore need a contract for their cell phone that covers both.
Avoid these 5 costly mistakes as a new cross-border commuter
Avoid these 5 mistakes
These tips will not only save you time and effort in your own research, but also a lot of money!
Do you have any questions about working in Switzerland / Liechtenstein?
Clarify the most important questions quickly, yet professionally, personally and individually from home.