Private health insurance for cross-border commuters in Austria

Grenzgänger - Versicherung & Service | Private Grenzgänger Krankenversicherung in Österreich

Details on private cross-border health insurance in Austria

Private health insurance is the most popular health insurance option for cross-border commuters, as there are numerous advantages and no real disadvantages.

Entitlement to benefits exists in this model in both countries. At the same time, contributions are not dependent on income and are generally much cheaper than in voluntary statutory health insurance.

As a privately insured person, you also enjoy numerous advantages such as shorter waiting times, access to the best doctors, dentists and clinics and, in addition, 100% cost coverage without a deductible.

Statutory insurance companies cannot keep up with this offer. As a rule, private health insurance is therefore almost always chosen due to the significantly better scope of cover and the lower premiums.

Examples:

Male/female – 25 years – monthly premium between € 167.74 and € 304.96 depending on tariff

Man/woman – 35 years – monthly premium between € 188.39 and € 389.46 depending on tariff

Man/Woman – 45 years – monthly premium between € 215.92 and € 515.00 depending on tariff

Get in touch with us. We will be happy to provide you with a non-binding quote or discuss the advantages and disadvantages of the various providers and tariffs in a personal meeting.

Advantages:

Comprehensive services available in Austria, Switzerland and Liechtenstein

Age-dependent contribution calculation

Very favorable premiums for young people

100% cost coverage in hospital (also in special class on request)

100% assumption of costs by the doctor or specialist you trust

100% cost coverage at the dentist

Preferential treatment by doctors (e.g. greatly reduced waiting times)

Access to the best treatment methods

Disadvantage:

Health check – the insurance company checks whether the insurance cover can be offered